Financial Aid Guide
Paying for College
Complete guide to financial aid, scholarships, FAFSA, and more. Learn how to minimize college costs and maximize your aid.
$60,000+
Max Pell Grant
8+
Major Scholarships
2
Full-Ride Options
Dec 1
FAFSA Opens
Key Things to Know
File FAFSA even if you think you won't qualify
Many scholarships and schools require it regardless of income
Grants and scholarships are FREE money
Unlike loans, you never have to pay them back
Apply early - deadlines matter
Some aid is first-come, first-served. State deadlines vary.
Apply to MANY scholarships
It's a numbers game - many smaller awards add up
Free Money (Grants & Scholarships)
Never has to be repaid
- Pell Grant: Up to $7,395/year (need-based)
- State Grants: Varies by state (CA Cal Grant up to $15K)
- School Grants: Based on need and/or merit
- Private Scholarships: Thousands available
Loans
Must be repaid with interest
- Subsidized: Gov pays interest while in school (need-based)
- Unsubsidized: Interest accrues immediately
- Parent PLUS: For parents (higher rates)
- Private: Last resort (variable rates)
Only borrow what you need. Research repayment options before accepting loans.